Built for organisations that are audited on how they decide
Different sectors, the same need: the right approver, a signed record, and work that follows the decision.
Government and state corporations
In the public sector, the memo is how authority is exercised: spending is approved, staff are deployed and instructions are given. Smart Memo moves that work off paper while keeping the formality, the stamps and the record that public institutions are held to.
Read moreBanks, MFIs, SACCOs and insurers
Banks, microfinance institutions, SACCOs and insurers are examined on how decisions are made. Smart Memo enforces approval limits, separates duties, collects policy attestations and keeps evidence that stands up to the regulator and internal audit.
Read moreMulti-site operators
With dozens of outlets, head office cannot see whether the opening checks were done, whether the health certificate at one branch has expired, or why a repair request has waited a week. Smart Memo shows all three, site by site.
Read moreNGOs and donor-funded programmes
Donors audit how money is approved and whether staff have signed the safeguarding and anti-fraud policies. Smart Memo gives programmes across several countries one way to approve, attest and prove it.
Read moreSee your own approval process in Smart Memo
Bring one memo or request that takes too long today. In 30 minutes we will show it routed by your Delegation of Authority, signed, and turned into tracked work.